逆選抜
(逆淘汰 から転送)
出典: フリー百科事典『ウィキペディア（Wikipedia）』 (2024/04/11 09:20 UTC 版)
経済学、保険、リスクマネジメントにおいて、逆選抜（ぎゃくせんばつ、英: Adverse selection）とは、買い手と売り手が異なる情報を持っている市場の状況を指す。その結果、両当事者への利益の分配が不均等になり、重要な情報を持つ当事者がより多くの利益を得ることになる。逆選択、逆淘汰とも呼ばれる。
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- ^ Polborn, Mattias K.; Hoy, Michael; Sadanand, Asha (1 January 2006). “Advantageous Effects of Regulatory Adverse Selection in the Life Insurance Market”. The Economic Journal 116 (508): 327–354. doi:10.1111/j.1468-0297.2006.01059.x.
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- ^ Dionne, G.; Gouriéroux, C.; Vanasse, C. (2001). “Testing for Evidence of Adverse Selection in the Automobile Insurance Market: A Comment”. Journal of Political Economy 109 (2): 444–453. doi:10.1086/319557.
- ^ Cardon, J. H.; Hendel, I. (2001). “Asymmetric information in health insurance: evidence from the National Medical Expenditure Survey”. RAND Journal of Economics 32 (3): 408–427. doi:10.2307/2696362. JSTOR 2696362. PMID 11800005.
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- ^ Hemenway, D. (1990). “Propitious selection”. Quarterly Journal of Economics 105 (4): 1063–1069. doi:10.2307/2937886. JSTOR 2937886.
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- ^ Schmitz, Patrick W. (February 2021). “Contracting under adverse selection: Certifiable vs. uncertifiable information”. Journal of Economic Behavior & Organization 182: 100–112. doi:10.1016/j.jebo.2020.11.038.
- ^ Myerson, Roger B; Satterthwaite, Mark A (April 1983). “Efficient mechanisms for bilateral trading”. Journal of Economic Theory 29 (2): 265–281. doi:10.1016/0022-0531(83)90048-0. hdl:10419/220829.
- ^ Hoppe, Eva I.; Schmitz, Patrick W. (2015). “Do sellers offer menus of contracts to separate buyer types? An experimental test of adverse selection theory”. Games and Economic Behavior 89: 17–33. doi:10.1016/j.geb.2014.11.001.
- ^ Chiappori, Pierre-Andre; Salanie, Bernard (2002). "Testing Contract Theory: A Survey of Some Recent Work". SSRN 318780。
- ^ a b Marquez, Robert (2002). “Competition, Adverse Selection, and Information Dispersion in the Banking Industry”. The Review of Financial Studies 15 (3): 901–926. doi:10.1093/rfs/15.3.901. JSTOR 2696725.
- ^ Dong, Baomin; Guo, Guixia (2011). “The relationship banking paradox: No pain no gain versus raison d'être”. Economic Modelling 28 (5): 2263. doi:10.1016/j.econmod.2011.06.009.
- ^ Chari, V. V.; Shourideh, Ali; Zetlin-Jones, Ariel (1 December 2014). “Reputation and Persistence of Adverse Selection in Secondary Loan Markets”. American Economic Review 104 (12): 4027–4070. doi:10.1257/aer.104.12.4027. ProQuest 1629675912.
- ^ Dulleck, Uwe; Kerschbamer, Rudolf; Sutter, Matthias (1 April 2011). “The Economics of Credence Goods: An Experiment on the Role of Liability, Verifiability, Reputation, and Competition”. American Economic Review 101 (2): 526–555. doi:10.1257/aer.101.2.526.
- ^ Mailath, George J.; Samuelson, Larry (2001). “Who Wants a Good Reputation?”. The Review of Economic Studies 68 (2): 415–441. doi:10.1111/1467-937X.00175. JSTOR 2695935.
- ^ Saeedi, Maryam (2019). “Reputation and adverse selection: theory and evidence from eBay”. The RAND Journal of Economics 50 (4): 822–853. doi:10.1111/1756-2171.12297.
- ^ a b c Lee, Wayne L.; Thakor, Anjan V.; Vora, Gautam (1983). “Screening, Market Signalling, and Capital Structure Theory”. The Journal of Finance 38 (5): 1507–1518. doi:10.1111/j.1540-6261.1983.tb03837.x.
- ^ Hollis, Aidan (1999). “Extended Warranties, Adverse Selection, and Aftermarkets”. The Journal of Risk and Insurance 66 (3): 321–343. doi:10.2307/253551. JSTOR 253551.
- ^ Benjamin, John D.; Lusht, Kenneth M.; Shilling, James D. (1998). “What Do Rental Contracts Reveal About Adverse Selection and Moral Hazard in Rental Housing Markets?”. Real Estate Economics 26 (2): 309–329. doi:10.1111/1540-6229.00747.
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