Many of us will have joined a gym to work off the excesses of Christmas and new year celebrations, but January is also a good time to trim some fat from your finances.
Simply paying for what you use rather than for things that sound attractive — such as superfast broadband, unlimited mobile calls, income protection cover and perhaps even membership of a swanky gym — could save you up to £1,800 this year.
The best thing is it won’t feel like a sacrifice. “If you have a subscription to something you never use, the only thing you’ll notice by cancelling is that you end up with more money,” said Georgie Frost, consumer champion at the comparison site gocompare.com.
Start your financial detox by following